Street Shares

Street Shares

Vetern Business Campaign

StreetShares is a revolution in small business funding. Small businesses create a personalized pitch for a small business loan, and investors compete to fund any part of the loan.

Quick Connects

 Reston, VA. 20190

What is StreetShares?

StreetShares is a social lending marketplace that connects small business owners with investors. Small business owners create business pitches to request loans from institutional and retail investors. Investors make bids to back portions of the loans to the small business. The end result: Small business owners get the loans they need, and investors get the returns they require.

Why should I request a business loan on StreetShares?

We’re faster and more accommodating than a bank, less expensive than costly online lenders, and we only fund small businesses. On StreetShares, you become more than a number or credit score. You share your story on your application and our investors compete to fund your loan by offering you a lower rate! Need more reasons? We don’t charge an application fee or prepayment fee. Oh yeah, and we personally back a portion of your loan.

What loan terms and amounts are available?

We offer 6 month as well as 1, 2, & 3 year term loans under $75,000. We plan to accommodate larger loan requests in the future. We may also approve a loan for posting on the marketplace for an amount lower than the full loan amount requested by the borrower.

What is the application process?

Applying online is simple and can take less than 10 minutes. If you’d rather have a real person walk you through the process, give us a call at (800) 560-1435.

Is there an application fee?


What info do I need to apply?

  1. Business Tax ID
  2. Social security number of business owner
  3. Most recent personal and business tax returns
  4. 2 most recent bank statements
  5. Download of your business checking transaction history for past 6 months
  6. Total outstanding debt and monthly debt payments

What are the basic requirements to qualify?

  1. U.S. Citizen
  2. In business for at least 1 year
  3. Earning a minimum amount of revenue
  4. Incorporated (Single Member LLC is okay)
  5. A business guarantor with reasonable credit

How do you protect my personal and financial info?

Protecting your information is extremely important to us. Please see the StreetShares Privacy Policy for details on how we protect your personal and financial information.

How does repayment work?

We deduct a fixed, weekly payment directly from your verified bank account on file.

Is there a prepayment penalty?


What fees do you charge?

If a business borrower accepts a funded loan, StreetShares will charge a pre-disclosed one-time origination fee of either 3.95% or 4.95%. Various factors will influence this fee, including term length, risk, and loan amount. During repayment of a loan, if a borrower's payment fails for any reason, a failed payment fee of $10 will be assessed. Borrowers are subject to an additional $10 late charge for any payment not received within seven (7) days of the due date of such payment.

Ready to apply for a loan?

Click here.

Have additional questions?

Give us a call at (800) 560-1435 to talk to a real person.

Why invest on StreetShares?

StreetShares provides access to a new asset class, previously unavailable to most investors. Investor members have the opportunity to choose the businesses they invest in and set the amount and rate they invest.

Who can invest on StreetShares?

StreetShares investments are available only to qualified investor members who have established a StreetShares account.

Individual StreetShares investor members must be:

  1. A U.S. citizen or permanent resident
  2. An “accredited investor” as defined by the Securities and Exchange Commission (SEC)

One may be “accredited” if:

  • Individual income is $200,000 or more (or $300,000 with a spouse) and has been at this level for at least the past two years, and reasonably expected to be so this year OR
  • Have a net worth of $1,000,000 or more (excluding the value of one's primary residence), OR
  • Meet other criteria listed on the official SEC definition of accredited investor here

In addition, no investor may invest more than 10% of their individual net worth, exclusive of home, home furnishings, and automobile.

Please visit or for more information on qualifying as an 'accredited investor.'

Is there a minimum bid amount?

Yes. Investors may bid in $25 increments.

Is my information secure?

StreetShares takes security very seriously. We use industry standards and best practices to keep your personal and financial data secure.

How do you protect my personal and financial data?

StreetShares uses industry standard modern encryption to encrypt your data both in transit and at rest. This means that any data you send to StreetShares will be encrypted before it leaves your computer and stays encrypted as it is transmitted to our servers. Your data will also remain encrypted while it remains on our servers.

All of StreetShares systems utilize security hardened operating systems.

Passwords are never stored directly. All passwords are hashed and salted before being stored.

How can I protect my personal information?

There are a number of steps you can take to ensure your data stays secure:

  • Do not share your StreetShares login with anyone
  • Choose a password that includes at least one number, one special character and a mix of lowercase and uppercase letters. Passwords should be at least 8 characters long
  • Do not use the same password for StreetShares as you use for email or other sites
  • Do not use personal information such as birthday, family names or pet names in your password
  • Do not put sensitive information such as Social Security numbers, credit card numbers and passwords in an email

What internet browser should I use to visit StreetShares?

StreetShares runs best on the latest versions of the following internet browsers. Click on the names below to download the latest version:


Brief History

After World War II, millions of Americans became business owners. This “greatest generation” sparked an economic boom, and America flourished. Banks were smaller, community-oriented, and supporters of small business. And business owners had access to small business loans.

Today’s small business owners face a very different environment. Strict lending regulations, big bank consolidation, and dwindling community banks leave small businesses with very few options. Business owners get to choose between difficult-to-obtain bank loans and costly online loan sharks. Learn more about Veteran entrepreneurship.

In 2013, StreetShares co-founders met for breakfast at a local diner to brainstorm a new Mainstreet funding source. The founding team had one vision: to breathe new life into the American Dream. And StreetShares was born.

On the StreetShares marketplace, small business owners can tell their story directly to investors. They pitch their business and retail and institutional investors place bids to fund a portion of their loan. It’s like Shark Tank meets eBay.

We’re so committed to growing small business, that we personally back a portion of every loan.

Please feel free to contact us using the information below.
 Reston, VA. 20190
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